Investment Options

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Investment Options

Term Deposits

The money can grow when found the perfect fixed rate and period. if not researched well the bank can win in the long run.

Strategic/Rational- Getting the best fixed rate and fixed period, doing the research about the bank and making sure the money is secured will help in the long run

Impulse- Wanting to secure the money asap can result in a low fixed rate in which it cannot be changed.

Registered Retired Savings Plan

Investing in a RRSP will greatly affect the future in a positive way which can lead into decrease in financial stress in the long run

Factors that will affect the decision?

Procrastination- If putting money into the account can be a problem then it could result in forgetting and it could decrease the chance of having money when retiring.

Habit- investing money into a RRSP could be a habit and that will compound.

The Registered Retired Savings Plan is investing money into a RRSP which will grow and taxes are withdrawn from the RRSP, so when time comes for retirement, the person could retire comfortably.

Stocks

How it will affect the future

The future can differ, the company could do great and the point the stock was bought the price went up since, which can result in a buy out with a big profit in the end. or the company fails to succeed which result in the stock owner losing money

Factors that will affect this decision?

Default- Waiting to make a decision to buy a stock from a company, now the price has went up because the decision to buy a stock was waited off.

Strategic/Rational- Look into a company before buying a stock/share, lookin into how the company is doing, and what the future could look like for the company.

Coin Toss- Can't decide to buy which stocks from two companies, So a flip of a coin is decided.

What is it?

Stocks are shares that can be used to own a part of a companies asset and profit, but own so much based on how much stock an owner buys