Student Banking Services
(RBC)

Description
Earn more RBC Rewards points on
your everyday purchases!

Benefits
-Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases
-Earn 1 RBC Rewards point for every $2 spent on all other purchases
-No annual fee

Fees/Costs
none

Description
-Get unlimited cash back credits on all your on your purchases
-Annual Fee: $0
Additional Card: $0
Purchase Rate: 19.99%
Cash Advance Rate: 21.99%

Benefits
-Unlimited cash back and 2% back on groceries
-Purchase security and extended warranty protection
-2% cash back credits† on grocery store purchases
-Up to 1% cash back credits on all other qualifying purchases and pre-authorized payments
-Unlimited cash back. Plus your credits accumulate automatically so you don't need to keep track.
-Get personalized offers to save money on shopping, dining and more.

Fees/Costs
none

Description
Only RBC gives you 2 years after you
finish school before you have to start
repaying your loan with full access to
your credit line during the grace period.

Benefits
-Flexible credit limits that meet your borrowing needs.
-Lower interest rates. Competitive interest rates as low as Prime Rate minus .25% disclaimer based on program of study, budget and qualifications.
-More time to repay. After you’ve finished school, you have up to 2 years before you have to start repaying the principal amount with full access to your credit line
-Optional LoanProtector Insurance. Designed to provide financial backup during difficult times, LoanProtector life and disability or critical illness insurance provides low-cost, valuable protection to you and your loved ones

Fees/Costs
none

Description
A no monthly fee student bank account
designed to save you money. Plus, free
unlimited Interac e-Transfers.

Benefits
-Use your account as often as you need
(25 free debits each month, $1.00 thereafter)
-Pay Your Friend Back with Interac e-Transfer
Unlimited
-Get credit where credit is due
(Up to $39 rebate on the annual fee of an eligible credit card)
-No minimum balance
-Instant Fuel Savings at Petro-Canada

Fees/Costs
none

Description
Get unlimited transactions

Benefits
-Unlimited Monthly Debits
-Unlimited Interac e-Transfers
-Get Credit Where Credit is Due
(Up to $39 rebate on the annual
fee of an eligible credit card)
-No minimum balance required

Fees/Costs
$10.95 a month

Description
An Online Savings Account Offering
High Interest On Every Dollar. Free
online transfers from this account to
other RBC Royal Bank accounts in
your name — 24/7 with no delay.
Interest Rate: 1.200%

Benefits
-High interest on every dollar
-No minimum deposit requirements
-Free electronic self-service transfers 24/7 with no delay
(Including ATM and unassisted telephone fund transfers)
Free access to RBC Online, Mobile, and Telephone Banking3
-Know what your money is up to with MyAdvisor (A powerful digital service that can help capture all of your savings and investments in one place.)

Fees/Costs
-Debits Exceeding Monthly Limit: $5.00 each
(monthly limit is 1)
-Interac and PLUS System ATM Network Access Fees
Interac: $1.50
PLUS System: $3.00 (Within Canada and U.S.)
PLUS System: $5.00 (Outside Canada and U.S.)
-Interac e-transfer: $1.00 each
-Cross-border Debit= $1.00 each