Reingeniería de Procesos en Banco W SA - Proceso Actal

1. Recibo de Solicitud de Crédito

Options

Flyering

Calls to former clients

Referrals

Approaching the bank

Prior Characterization (call or in-person)

2.Autorización para verificación de experiencia financiera

Physical authorization for inquiry

Verification of credit history and score

3.Programación de visitas

Confirmation of potential client

Coordination of business visit

4.Visita del analista de crédito

On-site evaluation of the business

Collection of relevant information

Qualitative and quantitative evaluation

5.Presentación y Aprobación de Crédito

Presentation to the branch manager

Validation and approval by committee

6.Notificación y Desembolso

Approval call to the client

Meeting at the office

Digital signature of the promissory note

Cash disbursement