Volga - Business Cases

Sales I - Reduce Sales Costs

> 8 Mio. RON (impact of ATK project '09/10 on budget '11)

6 Mio. RON (Marketing costs quick wins)

5-6 Mio. RON (additional)

TBD (productivity increase)

Sales II - Increase Productivity of Own Network

Claims Non Life

5 Mio. RON

Policy Administration Non Life

1 Mio. RON

Back Office Processes in Headoffice

3-4 Mio. RON

TOTAL SAVINGS = 35 Mio. RON

20 Mio. RON (Additional (out of c&e programme)

10 Mio. RON

15 Mio. RON