Student Loans
Obsitcales
Awarness
Getting students to actively spend and save in a smart manner you can teach them but you can't make them do it
Private Loans
People would still take out private loans leaving them in debt
Schools
getting schools to garuntee a graduation date
Solution
optimize classes
organize classes with consuler to ensure that the graduation date is on time
Pay federal loans directly to the school
Educate
Educate students on the importance of smart spending and saving
Issue
Students need th loans to finish higher education
Misuse of loans
Students spending loan money carelessly
High interest rates
Unable to repay loans
Students in a lot of debt
Unable to afford living costs
moving in back home with parents