Hire Purchase

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Hire Purchase

Guarantor

the right of guarantor v owner

Section 23 (2)

Section 23(1)

the right of guarantor v hirer

Section 24(2)

Section 24(1)

a person who guarantees to the owner that the hirer would perform his obligations and agreements undertakes to repay the hirer debt to the owner should the hirer fail to pay debt by the due date

Liability of Owner And Dealer For Misrepresentation

Section 8 (1)

Implied condition and warranties in hire purchase agreement

Section 7 (2)

Section 7 (1) (c)

Section 7 (1) (b)

Section 7 (1) (a)

Copy of Documents to be Served

Section 5(4)

Section 5(1)

Separate Agreement of Every Item of Goods

Section 4D (2)

Section 4D (1)

Required of Hire Purchase Agreement

Section 4B Hire Purchase Act

agreement to be signed

Section 4B (4)

dealer who fails to sign/sign an incomplete shall be guilty under section 46

Section 4B (3)

agreement not signed or signed without completed , the agreement shall be void

Section 4B (2)

dealer cannot insist on hirer to sign incomplete hire agreement

signed all the forms,doc or agreement have been fully completed

Section 4B (1)

agreement should be signed by or onbehalf of all parties

Section 4A Hire Purchase Act

agreement be in writting

Section 4 (3)

owner willl be guilty of an offence under Section 46

Section 4A (2)

Failure to do will render the agreement as void

Section 4A (1)

Price

Hire purchase price

Monthly interest

Monthly installment

The total sum payable in order to complete the purchase of goods

Terminologies

Section 2 of Hire Purchase Act

Dealer

Hirer

Owner

Statutory rights of Hirer

Section 15

Section 14

Section 13

Section 12

Section 11

Section 10

Section 9

Effect of breach

breach of warranty

breach of condition

Deposit

Section 31(1)

Alteration Of Hire Purchase Agreement

Section 39

Content of hire purchase agreement

Section 4C (3)

Owner enters into agreement without station the contents, guilty of an offence under Section 46

Section 4C (2)

Agreement which does not comply with this requirement is void

Section 4C (1) (c) of Hire Purchase Act

Every hote purchase agreement shall set out in a tabular form

Section 4C (1) (a) of Hire Purchase Act

Every hire purchase agreement shall specify

LAW416

The Hire Purchase Act 1967

if parties have agreed to bound by the provision of Act

case: Kesang Leasing Sdn Bhd v Mohd Yusof

Formation

Section 4(2)

Section 4(1) (a) & (b) (i) (ii)

Hire Purchase Agreement

includes a letting of goods with an option to purchase and an agreement for the purchase by installment