Sonia

Eventually Finding a better more stable job to increase her income

Can possibly happen soon or could take sometime

Get a steady job with good income

Improve her credit

Have her own house to live in

Sell her house Now

Positives

Less pressure of having to maintain expenses and potentially pilling up debt

Could save more money

Will be able to take advantage of the current High Market prices (More Equity

Will be able to get rid of some clutter

Wont have the Debt/Payment anymore

Positive: Can get her equity

Less stress of having to quickly figure out what to do and will have more time to come up with a gameplan

Negatives

Wont have a place of her Own (Temporarily)

Having to let go of her current asset For (Temporarily)

Selling Greenwood and Loaning Ricky the money

Positives

Will Freeze her current High Prices

Won't lose her Equity

Will have a NICE place to live in with Ricky

Won't have a mortgage until she gets a house

Will help Ricky achieve his goal of keeping Kensington

Ricky will pay me back my Equity or Find me a nice house

Renting the house

Posivives

Can still keep her house

Tenants can pay down her mortgage

Will have additional income

Will gain experience of having a rental property

property can potentially Increase in value

Negatives

Will have spend money on fixing house up in order to rent for more

Will have to deal with tenants Problems

Will have to come up with/have money for unexpected things (No tenant, Repairs, plumbing....)

Situation won't change for a while. Until House is ready to rent..., finds tenants....

Doing nothing/Staying in the house

Positives

Will have a place of her own..

Probably wouldn't have pay mortgage and could save for a few months...

Negatives

Not being able to afford the mortgage and can potentially Lose house to Foreclosure

Wont be facing the reality of my current situation and wouldn't fix my siuation

Will be more stressed

Wouldn't be taking advantage of Possible solutions to my problem

Barrow money to pay mortgage/Bill while Finding a job

Positives....

Won't have to sell house

Will BUY some time

Can stay in house

Negatives

Will accumilate Even MoreDebt

Its not a guaranteed permanent fix to her current situation