Coverage Forms for: Dwelling, Home Owner's and Auto, Commercial ( Commercial General Liability', Commercial Property, Commercial Crime, Commercial Auto, Business Owner, (Business Liability, Business Property, Professional Liability)
Loss Coverages
Dwelling Policy
Home Owner's Policy
Auto Policy
Commercial Property Coverage
Commercial Liability Coverage (section 1)
Commercial Crime Coverage
Commercial Farmer Coverage
.
Coverage A
Dwelling
. Your Home
. Liabilities
Direct Physical Loss of or Damage to Covered Property
Bodily Injury and Property Liability
Employee Dishonesty Money or Property
Coverage B
Detached Sturucture
Detached Sturucture
. Medical
Business Personal Property (eg copy machine)
Personal Property and Advertising Injury Liability
Forgery, Falsification of Monetary Instruments
Coverage C
Personal Property
. Personal Property
uninsured/underinsured motorist
Other Personal Property under Your Care. out to 100 ft beyond the building
Medical Payments (eg. employee hurts patron)
Many more Coverages to many to list
Coverage D
Fair Rental Value
additional living expenses
auto damage coverage to your car
Coverage E
additional living expenses
Personal Liability......
explains the procedure after an accident
Coverage F
N/A...................
......Medical to Others.....
. insurance fraud
Commercial Auto (not described by letter but with numbers.)
Commercial Auto Liability
.
#1 Any Auto (liability only) Broadest Coverage whether you own them or not.
#2 Auto Owned (including trailer towed)
#3 Private passenger type (autos)
4# All Autos besides the ones in #three eg. (Vans or Big trucks)
#5 No Fault ( not in California)
#6 Uninsured motorist (not required in California)
#7 means you'll only have coverage for "autos" that are specifically listed on the policy.
#8 means that the coverage only applies to "autos" that you've leased, rented, borrowed, or hired
Symbol 19 is the newest, and it applies to mobile equipment -- like a bulldozer or a forklift.