Credit Card Comparison

Annual Fees

RBC Cashback Mastercard

With RBC's Cashback Mastercard, there are no anual fees

Amex Platinum Card

With an American Express Platinum Card, the annual fee is $799

Scotiabank Value
Visa Card

With Scotiabank's Value Visa card, the annual fees are $29

APR

RBC Cashback Mastercard

The APR with RBC's Cashback Mastercard is 20.99%

Amex Platinum Card

The APR with an American Express Platinum Card is 20.99%

Scotiabank Value
Visa Card

The APR with Scotiabank's Value Visa Card is 12.99%

Credit Limit

RBC Cashback Mastercard

There are no pre-spending limits and you are able to earn money back with RBC's Cashback Mastercard

Amex Platinum Card

There are no pre-set spending limits with the American Express Platinum Card

Scotiabank Value
Visa Card

The minimum credit limit with Scotiabank's Value Visa Card is $500

Rewards

RBC Cashback Mastercard

RBC's Cashback Mastercard allows you to collect points with Rexall, save more at Petro Canada, as well as 0$ delivery fee with Doordash for 3 months

Amex Platinum Card

With an American Express Platinum Card, you are able to earn points that go towards paying for dining, groceries, flights, etc...

Scotiabank Value
Visa Card

With Scotiabank's Value Visa card, you can save up to 25% on rental cards at participating locations

Requirements

RBC Cashback Mastercard

To sign up with RBC's Cashback Mastercard, you must already have a debit or credit card with RBC

Amex Platinum Card

To sign up with the American Express Platinum Card, you must be a Canadian resident, have a credit file, and be the age majority in your Province/Territory

Scotiabank Value
Visa Card

To sign up with Scotiabank's Value Visa Card, you must currently or have previously owned an account with Scotiabank