IT Platform : SaaS
Financial Services: HelloCash
Partner Financial Institutions
SMFI
CBO
LIB
Wegagen
Bunna (Partial)
DebubGlobal
One Microfinance
FI 8
FI 9
FI 10
FI 11
FI 12
FI 13
FI 14
FI 15
Send Money
Payment
Direct payment through phone
QR Deployment
POS Deployment
InterBank ( Interoperable)
Bill Payment
Utility
Telecom Bill
Water Bill
Electricity Bill
Public transport
Taxes
Corporate Payment
Payment Agregator
Loans
Regular loans
Micro loans
Scoring
Overdraft
Sharia compliant loans
Savings
International remittance
Wallet 2 Wallet
Payment International
Traditional (WU, Transfer 2, etc.)
Payment aggregator
POS/ATMs/Cards
Cards
Physical
Virtual
POS
ATM's
Interoperability
HC 2 HC
HC 2 CBS to/from Partner FI's
HC 2 CBS to all Banks
CBS 2 HC from all Banks
Social Cash Transfer
Main Platforms
Air Time : HelloTopUP
Direct Top Up
Distribution via HC Agents & Merchants
Distribution via HelloTop Retailers
International Top Up
E-Commerce : HelooMarket
Local E-Coommerce: HellooMarket
International : HellooShop
API's
Pay Bill : HelloBill
Bill Notification
Bill Payment
Additional Platforms
M-Health
HelloDoctor
Doctor Advise Me
Doctor Follow Me
I am Pregnant
I have Tuberculosis
I have Major Desease
Medical Hubs
Diagnose Me
Doctor Treat Me
Energy PAYG
Solar Home System PAYGO
Irrigation System PAYGO
Solar Village System PAYGO
Logistic
Hellotrack
Delivery
HelloShoffer Uber Type
Booking
Train
Djibouti Addis
Addis Tramway
Aviation
Ethiopian Airlines
Road
Selam Bus
Uber 1
Uber 2
Uber 3
HelloFood
M-Entertainement
Music
Betting
Bingo
Movies
Gaming (non adults)
M-Jobs
HelloJobs
Task Mobi
Farmer platform: HelloFarm
Financial inclusion
Solar pumps : Sunculture
Micro loans access
Micro Insurances
Live Stock : IOT/ Banking
Solar PAYG
M- Health
Mag growth
M-Education
HelloEducation level 1
HelloEducation level 2
HelloEducation level 3
Location on Demand (AirBnB)
Insurance
Additional Services
Data Center
Call Center
Integration with Core Banking
Onboarding
Reporting
Integration with National Switch : ISOMUX
Data
Collection
Analytics
Monetization
Tech Platform Components
HelloApp
API Integration: BelAcademy
API Readiness
API Certification
Marketing API
Access to best Projects
Access to best Students
HelloIT
Workspace
Incubation
Accelerator
Corporate Relation
Funding
Device Integration
Phones
Cash Register
POS
IOT
HelloCloud
Mobile Money on Oracle Platform
. Dedicated Network (read comment)
HelloHub: Franchise model
Flagshop (11)
Great Districts (1,000)
Lower District (15,000)
African Expansion
HelloAfrica
East Africa
West Africa
South Africa
Center Africa
North Africa