Unit 3: Financial Planning & Monitoring

Profit and breakeven

Legal Forms in business

Limited Liability

Limited liability means that the owners of a business (shareholders) risk only what they have invested into the business.

If hte business fails they lose the money that they had put into the business.

Shareholders are not responsible for paying debts
made by the business

Sole Trader

A form of business organisation which is run by an individual who owns and runs the business.

has full responsibility for financial control of business, meeting capital requirements.

Can become limited but takes a long time so most sole traders are unlimited from liabillity.

Soletraders may run the business on their own but
this doesn't mean that they can't hire people for work

Partnerships

Group betwen 2 to 20 people who contribute to capital
& expertise in enterprise.

Every partner able to take part in business actions

Partners who choose not to take part in management are
called sleeping partners

Partnerships dissolve on death of a partner or resignation
or bankruptcy

To avoid this make deed of partnership

This covers arrangements for sharing profits, liabilites in case of debt, continuation after death of partner and etc.

Partnerships don't benefit from limited liability.

Resource Management

Cost and revenues

Business Plans

CashFlow forecasting

Setting and monitoring budgets

Sources of finance