Catégories : Tous - therapy - savings - finances - salary

par Sally Fraser Il y a 4 années

241

Finances

Managing personal finances involves several strategic steps aimed at reducing unnecessary expenses and increasing savings. Start by reviewing the previous month's financial statement to understand spending patterns.

Finances

Finances

WHAT TO DO TO IMPROVE

Check last months statement - what do I spend on.

Plan meals for lunch and dinner - cut down on take outs.

Stop / cut down on smoking.

Stop drinking at home.

Charge back for Starbucks - meetings.

Therapy bi-weekly.

Create a daily budget after essential costs (rent/debt/therapy/food).

Cancel unused subscriptions.

Check experian.

Credit Card for travel and emergencies.

Ask for a payrise. If not loom for a better job.

Outgoings - travel

Wales
Lakes
Shmoes

Outgoings - Social

Weird Teas
Tickets
Dinner
Drinks

Savings

Incoming - Salary

Luxuaries

Holidays
Clothes

Outgoings - non essentials

Music
Magazines
Cigarettes
Lunch from shop

Debts

Smile OD

Outgoings - Essentials

Toiletries
Food - in house

outgoings - fixed

Therapy

cut down to every two weeks

Rent