Business; Student Banking Services
By: Jasmine Thind and Teresa Pham-Le

An account designed to give students quick access to their money for daily banking needs.

No monthly fees

No minimum monthly balance required

Allows a total of 25 transactions per month.
If user goes over 25 transactions, they will charge $1.25.

A student would need this service because it does not charge monthly fees, and it gives them daily access to their money.

An account designed to store and save the student's money, or for frequent use.

No monthly fees

Allows a total of 1 transaction per month. If user goes over 1 transaction, they will charge $3.00.

A student would benefit from this account because they earn interest for every dollar in the account.

A package including TD Student Line of Credit, All-Inclusive Banking Plan chequing account, and a Premium TD Credit Card, designed to make financing easy for the graduating student.

Line of credit for

Veterinary students ‑ $140,000

Medical & dental students ‑ $300,000

Law, optometry, pharmacy, MBA students – $125,000

Chiropractic students ‑ $100,000

Naturopathic students ‑ $80,000

Graduate students ‑ $80,000

All-Inclusive Banking Plan chequing account includes

$29.95 monthly fee

Minimum monthly balance for monthly fee rebate $5,000

Unlimited transactions

A student would need this package because it gives them access to their credits, loans them a large amount of money, there is a minimum payment period, no set-up fee, and a 20 year pay down after completing the program.

Build credit and earn rewards by using a credit card for purchases

Allow students to get used to having a credit card

Different credit cards vary. Some offer no annual fee while others do. Interest on purchases and cash advances and the authorized user fee also vary.

Help cover the costs of your education with a line of credit

Only apply once for a credit limit that you can continue to access (use and reuse)

Monthly payments don’t start until 24 months after school, your line of credit will be converted to a student loan with comfortable fixed payments

Minimum payment during school and up to 24 months after graduation and residency or post-graduate training

Competitive variable interest rates and your get the same interest rate after you`re done school

Convenient access to your credit through your TD Access Card

From everyday banking, money transfers to flexible financing and credit cards, see how we’ve got you covered while you settle in.

Get a TD Student Chequing Account

Get a savings account with a bonus rate

Get a credit card, no credit history required

Get a Student Line of Credit

You may qualify for the International Students Package if

You are a Temporary or Permanent Resident of Canada for 2 years or less

You are a student registered full-time and attending a post-secondary program at a registered University or Community College

You provide proof of your status through your Temporary Permit, Permanent Resident Card or Student Permit

You have never opened or held a TD Chequing Account

You are the age of majority in your Province or Territory of Residence