Wallet
Payment Types
On-line
Utility
gas
electricity
heating etc.
Regular
life insurance
car liability insurance
tv subscription
internet subscription etc.
WebShop
InApp
Off-line
POS (at Merchant)
Cheques (paper based)
P2P
Differentiating factors
insights
flexibility of source of funds
easy and simple payment process
control over transactions
Source of funds
Bank Cards
credit
debit
loyalty
DoB