类别 全部 - grants - factoring - loans - savings

作者:Mohamed Shuman 13 年以前

313

Sources of Finance

When looking for ways to fund a business, owners have several internal and external options. Internally, they can use personal savings or reinvest profits back into the business, which gives them control and avoids interest payments.

Sources of Finance

Sources of Finance

External

Government grants and prince's trust loans and grants
Business run by people between the age 18 and 30 can apply for a government grant, these include students, charities.
A grant is money given to an entrepreneur that is not needed to be paid back
Friends or family
Invested in the business in exchange for share or paid back as a loan
Lower interest rate than a bank or an other lender
Share-issues
Good way for many companies to raise fianance
Able to sell shares on the stock exchange
Factoring
Sell its debts to another company and receives some of the money immediately
Takes a percentages cut for the service
Venture capitalists
People who invest new and up coming risky ventures in return for a share of the ownership
Leasing
Business does not own the goods and it's often used by companies for vehicle
A business can use of resources and pay to use them every month
Hire purchase
The goods are not owned by the business
Hire purchase means that resources can be used by the business while they're being paid for
Building societies
Some scurity will be needed to be provided for example, assets
Offer loans, business accounts commercial mortages and overdraft facilities
Banks
Subtopic
In order to get a loan from the bank you will need to provide some security for instance, assets such as a house

Internal

Owners savings
Interest does not need to be paid to someone else
Is in the control of the owner
Capital from profits
Once the business if operating it is able to invest the money that it makes as profits back in the business