Luokat: Kaikki - africa - financial - loans - payments

jonka Mountaga Vince DIOP 5 vuotta sitten

263

IT Platform : SaaS 2

A comprehensive tech platform integrates various devices such as phones and cash registers, extending its functionality to IoT and APIs. It offers a range of financial services, including mobile money, POS systems, ATMs, and card services.

IT Platform : SaaS 2

African Expansion

HelloAfrica

North Africa
Center Africa
South Africa
West Africa
East Africa

. Dedicated Network (read comment)

Under reserve of government financing

HelloHub: Franchise model

Lower District (15,000)
Great Districts (1,000)
Flagshop (11)

Tech Platform Components

HelloCloud

Mobile Money on Oracle Platform

Device Integration

IOT
Cash Register
Phones

HelloIT

Accelerator
Funding
Corporate Relation
Incubation
Workspace

API Integration: BelAcademy

Access to best Students
Access to best Projects
Marketing API
API Certification
API Readiness

HelloApp

Data

Monetization

Analytics

Collection

Additional Services

Integration with National Switch : ISOMUX

Reporting

Onboarding

Integration with Core Banking

Ongoing process, date adapted for each bank

Call Center

Data Center

IT Platform : SaaS

Additional Platforms

Insurance
Location on Demand (AirBnB)
M-Education
HelloEducation level 3
HelloEducation level 2
HelloEducation level 1
Farmer platform: HelloFarm
Mag growth
M- Health
Solar PAYG
Live Stock : IOT/ Banking
Micro Insurances
Micro loans access
Solar pumps : Sunculture
Financial inclusion
M-Jobs
Task Mobi
HelloJobs
M-Entertainement
Gaming (non adults)
Movies
Bingo
Betting
Music
Logistic
HelloFood
Booking

Road

Uber 3

Uber 2

Uber 1

Selam Bus

Aviation

Ethiopian Airlines

Train

Addis Tramway

Djibouti Addis

HelloShoffer Uber Type
Delivery
Hellotrack
Energy PAYG
Solar Village System PAYGO
Irrigation System PAYGO
Solar Home System PAYGO
M-Health
HelloDoctor

Doctor Treat Me

Medical Hubs

Diagnose Me

Doctor Follow Me

I have Major Desease

I have Tuberculosis

I am Pregnant

Doctor Advise Me

Main Platforms

Pay Bill : HelloBill
Bill Notification
E-Commerce : HelooMarket
API's
International : HellooShop
Local E-Coommerce: HellooMarket
Air Time : HelloTopUP
International Top Up
Distribution via HelloTop Retailers
Distribution via HC Agents & Merchants
Direct Top Up

Financial Services: HelloCash

Social Cash Transfer
Interoperability
CBS 2 HC from all Banks
HC 2 CBS to all Banks
HC 2 CBS to/from Partner FI's
HC 2 HC
POS/ATMs/Cards
ATM's
POS
Cards

Virtual

NFC to be added

Physical

Payment aggregator
International remittance
Traditional (WU, Transfer 2, etc.)
Payment International
Wallet 2 Wallet
Savings
Loans
Sharia compliant loans
Overdraft
Scoring
Micro loans
Regular loans
Payment
Payment Agregator

This will be strongly related to adjustment of the regulatory frame

Corporate Payment
Bill Payment

Utility

Taxes

Public transport

Electricity Bill

Water Bill

The Water suppliers are regional.

The deployment in all the regions will probably take 24 months.

Telecom Bill

Direct payment through phone

InterBank ( Interoperable)

POS Deployment

QR Deployment

Send Money
Partner Financial Institutions
FI 15
FI 14
FI 13
FI 12
FI 11
FI 10
FI 9
FI 8
One Microfinance
DebubGlobal
Bunna (Partial)
Wegagen
LIB
CBO
SMFI