作者:Juan Chavez 3 年以前
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Your expenses are the necessities you are using against cost.
These are recurrent expenses as you would need to pay monthly (rent, bills, etc.) according to your usage.
Income represents the payment you get from your work.
For most people, income is the same for a longer time. So you need to estimate your next year's income to make a financial plan.
If you want higher interest rates than the savings can offer you, you can invest your money.
Investing is not an easy decision as you will bear the high risk with the possibility of loss.
You should do an analysis of different investment programs to maximize your profits.
Insurance is a kind of protection against loss. Anyone can face accidents, and insurance would take the pressure off, as well as support your family.
Plan your retirement and put aside separately for this budget.