Healthcare and Alternative Medicine
Coverage Details
If no coverage, try negotiating
Look for additional costs
Contact local provider
Call insurance company
Alternative Accounts
Flexible Spending Arrangement (FSA)
No roll over; must be use by the
end of the year
Healthcare Costs
Pre-tax
Health Savings Account (HSA)
Tax Deducible
Tax-free when used for medical purposes
Stress free from health and finicial loophole
Affordable Care Act
Does not let Insurance Compnaies to discriminate against licensed Healthcare providers.
Has limited coverage on Alternative Medicine due to being experimental or not medically necessarey
But most insurance companies require a statement from
a Primary Care Doctor
References
Valles, M. (2018, November 16). Alternative medicine and your health insurance. Retrieved from The Simple Dollar website: https://www.thesimpledollar.com/insurance/health/alternative-medicine/
Subtopic
Renter, E. (2015, March 9). Does your health insurance cover alternative medicine? Retrieved from website: https://health.usnews.com/health-news/health-insurance/articles/2015/03/09/does-your-health-insurance-cover-alternative-medicine
Calabro, S. (2009, August 25). Alternative medicine: is it covered? Retrieved from Everyday Health website: https://www.everydayhealth.com/alternative-health/the-basics/paying-for-cam-treatment.aspx
Why do people use Alternative Medicine?
Philosophical Attitude about Health
you'll come up with original ideas
Beliefs
Personal Values
$30 Billion Out of Pocket Expenses
$2.7 billion on Selfcare Approach
Homeopathic Medicines
Wellness Books
$12.8 billion on Natural Products
$14.7 billion on Chiropractors, Acupuncturists,
and Massage Therapists
