Stephany Chen (7-01-87) 8-03-2023
Assets
income streams
Commission
Base Salary
Portfolio investments
Taxable
Tax Free
Tax-Deferred
Real Estate
Primary residence
Advisors
Risk Management/ Insurance
Estate Planning
Wealth Management
MAMC, Athena chang
Process
Reporting
on line Monthly
Web reporting via Orion Platform for MAMC Performance quarterly reporting
Preferred method of contact
In person for review meetings
e-mail or phone
Contact Frequency
Annual and when needed
Interests
Other Hobbies
Family Trips for fun
Relationships
Sibling
Elaine, 10/11/90, in NJ Fashion Marketing
Parents
Father
Tony 68 , lives in San Diego CA in good financial standing
Mother
lives in San Diego CA in good financial standing
Li Chuan 66
Risk Temperament
moderate to aggressive Risk Tolerance
Objectives
Asset Protection
Umbrella Coverage
Risk Management Review
Property insurance
Health insurance
Medicare- Plan B $210T for both Tony and Li-Chuan
Estate Planning Review
Basic estate planning documents
Health Care Power of Attorney,
Medical Directives,
Power of Attorney,
Trusts,
Wills,
Personal Benchmark Analysis
PBA Questioner
Personal
- Retirement Age (Client):
- Retirement Age (Spouse):
Holdings
- Add non-investment assets?
- Automobiles
- Real Estate
- Other
- Mortgage
- Student loans
- Other
Contributions
- Well the client be making contributions?
- When
- What Accounts
- How much
- Amount of years
Tax Assumptions
- Where is the client currently living?
- Where is the client planning to live after retirement?
Type of Analysis
- Should we run one, two or three scenarios?
- Solve using a target annual retirement income need?
- Solve at 85% comfort level?
- Other
Retirement Income
- Add Social Security a benefit or other source of retirement income?
Purchase Residence in 2-3 years time
Retirement
Asset Allocation
Aggregate asset allocation
Coordinate asset location among different MAMC accounts
Values
Financial Security
